Comprehensive protection for freight brokers against cargo loss or damage during transit
If you’re a freight broker transporting goods through independent carriers, EQ Fidelity's contingent cargo insurance is essential for compliance and shipper confidence. Our policy protects you when a carrier’s primary cargo insurance fails, refuses coverage, or is insufficient.
Contingent cargo insurance protects freight brokers when a carrier’s cargo policy does not pay for a covered loss such as theft, damage, or shortage. While it does not replace the carrier’s primary coverage, EQ Fidelity's policy provides a secondary layer of protection to keep your brokerage safe and compliant.
Contingent Cargo Insurance is a secondary policy that protects freight brokers when a carrier's primary cargo insurance fails to pay for a covered loss (such as theft, damage, or shortage). It acts as a safety net, ensuring your brokerage is not held financially liable.
Many shippers now require brokers to carry contingent cargo insurance. Carrier policies often have exclusions, and claims can be denied due to driver negligence or improper filing. Without this coverage, brokers remain responsible in the eyes of the shipper.
Our policy covers theft of cargo, damaged goods, missing freight, and optional coverage for reefer breakdown and fraudulent pickups. It provides comprehensive protection tailored to your operations.
Primary carrier insurance is the first line of defense. Contingent cargo insurance steps in only when the carrier's policy denies or insufficiently covers a claim — protecting you from gaps in their coverage.
Simply fill out the quote form on the left with your business details. Our team will review your information and provide a customized quote promptly. No obligation — just fast, professional service.